KBA Overview & Workflow

Overview
Enformion’s KBA solution uses data from trusted and verified sources to generate a KBA quiz for identity verification. This solution offers three different quiz configurations.

Quiz Configurations
There are three optional quiz configurations: Service A (Default), Service B, and Service C.

Service A Quiz Configuration:

  • Quiz consists of 4 questions.
  • Requires at least 3 questions to be answered correctly to pass
  • 90 second time-out

Service B Quiz Configuration:

  • Initial quiz consists of 3 questions.
  • If all 3 questions are answered correctly, the participant passes with no additional questions.
  • If 2 questions are answered correctly, a 4th question is generated. If this 4th question is answered correctly, the participant passes; otherwise, they fail.
  • If the participant answers 0 or 1 question correctly, they fail.
  • No time limit to complete the quiz.
  • No more than 1 red herring (answer is "None of the Above") per quiz.

Service C Quiz Configuration:

  • The quiz consists of 5 questions.
  • If at least 4 questions are answered correctly, the participant passes.
  • If less than 4 questions are answered correctly, the participant fails.
  • A 5-minute time-out for the quiz.
  • No more than 1 red herring per quiz.